If you have a connected contact in Settings, you can prepare a payment for them directly: in the new payment form, pick their name in the "Create for" field — everything else works exactly like creating a payment for yourself (including importing the details from a QR code or an invoice).
One mechanism covers two different intents — the only difference is whose bank account you put into the payment:
- Preparing a payment (typically accountant → client): you fill in a third party as the recipient — the tax office, a supplier, an insurer. The client then simply pays what you would otherwise have e-mailed them.
- A payment request ("send me money", typically between friends): you fill in your own account as the recipient and the amount the other person owes you — say the settle-up for a weekend cabin. When they pay it, the money arrives straight to you.
Three ways to share a payment
- Prepare a payment — create a new payment directly for the other person ("Create for" in the form). Right when the payment only exists because of them (an accountant's invoice, a settle-up request).
- Delegate a payment — hand an existing payment over from its detail ("Share with a contact → Delegate payment"). It's still one accounting case, it just changed hands: it leaves your queue, but on its detail you keep seeing who took it over and whether they've paid. If the other side declines it, it comes back to your queue. Typically: you imported the invoice for a shared stay, but agreed your friend would pay it.
- Send a copy — the other person receives a copy of the payment as a draft while your original stays untouched ("Share with a contact → Send a copy"). Two separate accounting cases — you each pay your own 500 CZK to the charity. The other side adjusts the copy (variable symbol, amount) before approving.
What you see as the sender
- After sending, you'll find the payment in the delegated payments overview (Settings → Connected accounts → "Delegated payments"). You see the description, amount, due date and the status: awaiting approval, waiting to be paid, paid, declined. For a delegated payment the overview links through to its read-only detail.
- Nothing more — once sent, the payment belongs to the other side. You can't edit it, withdraw it or nudge them; if something needs changing, agree on it and send it again (the other side declines the original request).
What happens on the other side
That depends on the trust mode the other side set for you: either the payment drops straight into their queue, or (the default) it arrives as a request awaiting approval — they review it and approve or decline. The details are described in Payments from your accountant and friends.
The small print
- For now you can prepare one-off payments only (not recurring or installment plans) — that covers invoices and settle-ups; for a repeated request, simply send it again.
- The source account isn't selected for a prepared payment — accounts are each side's personal matter; the other side can assign theirs later.
- If the other side has blocked you, they simply won't appear in "Create for".